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The business of the work.

Not what the appraisal clause is — there is plenty of that already, and most of it is written for policyholders. This is the other side: getting paid, keeping the clocks, and running the practice around the files.

September 19, 2026 · 5 min read

Getting paid on umpire work

The umpire fee gets split between two parties who pay at different times, and often different amounts. Treating it as one invoice is usually why half of it goes missing.

September 18, 2026 · 4 min read

The clocks in an appraisal

Once the demand goes out there are two deadlines running — one for naming the carrier's appraiser and one for agreeing on an umpire. Missing either one is rarely dramatic and almost always expensive.

September 17, 2026 · 4 min read

When the spreadsheet stops working

Nearly every appraisal practice starts out in a spreadsheet, and most of them outgrow it without ever noticing. The signs are fairly specific, and so is what to do about it.

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